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  Spirit of Money: Ways to Save

  Every January, I promise to save more money. But come December, I haven't saved a dime. I'm worried that I'll be destitute when it's time to retire. Can you help me start a sensible savings plan-- Ellen F., ...

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  Emotional Spending

  You've undoubtedly been told that when it comes to money, you have to put emotions aside, as they'll only cloud your better judgment and prevent you from gaining financial freedom.Financial adviser Susan McCarthy disagrees.In her ...

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  Live Life to the Fullest

  Enjoying each day to the fullest and having everything you want -- impossible, you say Not at all. We asked our most trusted experts to share their best tips for living a healthier, saner, and more satisfying life. So kick ...

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  Spirit of Money: Savings Tips for Buying Organic

  I keep reading about how it's important to buy organic food. But when I do, my grocery shopping bills go through the roof. Are there any tricks for saving money on organics -- Tara R., jacksonville, ...

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  Best Company Perks

  It's no secret we live in a workaholic, high-performance culture. Just look at the numbers: Americans work an average of 47 hours weekly, and recoup with just two weeks of vacation a year, on average -- that's less downtime than ...

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  Spending Without Guilt?

  Q.  I grew up in a working-class family, where frivolous spending was not an option. I'm now financially comfortable, but I still have trouble buying things for myself without feeling terrible. How can I break out of ...

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• Spirit of Money

  Expert advice on saving and spending in ways that affect more than just the bottom line.Spirit of Money: Conscious Credit CardsSpirit of Money: Ethical InvestmentSpirit of Money: Guilt-Free DiamondsSpirit of Money: Right ...

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  Guilt-Free Diamonds

  My wife and I are thinking about renewing our vows this Christmas, and I want to buy her a ring that represents the love we've shared for the past 20 years. I know she'd never want to own a diamond that caused harm to someone ...

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• Spirit of Money: Conscious Credit Cards

  I heard that by using a credit card, I could be supporting some pretty dreadful practices. Is there a better card out there I could get -- Lou M., Ann Arbor, MI Answer:Fortunately, responsible ...

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  How to Stay Happy at Work

  How do you keep your spirits up and foster a sense of joy on the job Readers share their tricks -- add yours below.Tea BreakI recently bought my mom a glass teapot with an infuser, and she now shares that gift with ...

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